Elva A. Wormley
Mortgage Consultant
(408) 615-8500 office
(408) 519-5983 fax
elva@ewormley.com

'C2 Financial Corporation is licensed by the
California Dept. of Real Estate, Broker #01821025.'

C2 Financial Corporation NMLS #135622
Elva A. Wormley, DRE License #01274093
NMLS #331981

C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128


 

Mortgage Consultant, San Jose

As your personal Mortgage Consultant for Life, I am 100% committed to understanding your needs, goals and priorities, providing you with options, so you can make informed decisions, and delivering World-Class service.

My mission is to ensure a smooth, understandable and positive experience during and after the loan process. I want you to be so satisfied with my services you feel compelled to refer your friends and family to me, not by obligation, but because you truly believe they will benefit.

I am truly passionate about my profession
, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the Bay Area.  My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, I stand ready to assist you each and every step of the way.

Visit our corporate website www.besthomeloanadvice.com  for complete information
on Commercial Loans, Reverse Mortgages, Refinancing, Home Buying, Construction Loans,
and Debt Solutions. Contact Elva A. Wormley by phone: (408) 615-8500.
You can also email her at elva@ewormley.com for more details.

I'm pleased to announce that I am now certified to offer my clients the revolutionary Home Ownership Accelerator™ loan.

I have been reviewing my client base looking for quality clients who I believe might benefit from this extraordinary new product. The San Francisco Chronicle noted that the Home Ownership Accelerator is "designed to help borrowers accelerate their principle payments as painlessly as possible," and the East Bay Business Times hailed it as the loan that "could revolutionize the way Americans pay for their homes." From our past interactions, I think you would be an excellent candidate for this loan.

The innovation that makes this Accelerator loan so powerful is the complete integration of a checking account into a home loan. The Home Ownership Accelerator product allows you to pass all your regular checking account deposits against your home loan balance until you spend it. This simple redirection of your cash flow can significantly reduce your outstanding balance, saving you interest. Plus, you still have 24/7 use of these funds when you need them; ATM, check book, online bill pay etc. The beauty of this marriage is cash can now work harder than ever before-with the result that you pay less in interest and build equity quicker, without having to change your spending habits!

I'm looking forward to discussing this loan with you in more detail. We have a 5-minute movie that explains the product in more detail and we can also run a simulation on your specific financial situation to determine how the product will work for you. Give me a call at 408-615-8500! A twenty minute conversation could save you thousands in interest and get you free of mortgage debt twice as fast as you thought possible.

Buying a Home

For most people, buying a home is a once-in-a-lifetime decision and the biggest personal investment they ever make. The task of actually buying a home is daunting because of the numerous and confusing mortgage and financing options available. In such circumstances, a prospective home buyer is advised to retain the services of a mortgage consultant who can guide one through the maze of home loans and mortgages.

Elva A. Wormley of C2 Financial Corporation in San Jose has been a mortgage adviser and mortgage consultant for nearly thirty years. Her approach is to understand each client's individual constraints and compulsions and then set forth the options so that they can make informed decisions. Elva has built her reputation by referral from satisfied clients, financial services advisers and realtors in the Bay Area.

C2 Financial Corporation (CFC) starts right from the very beginning by explaining the rudiments of a client's credit rating for which affects a client's eligibility for a home loan. The individual's credit score also determines the loan amount to which the client is eligible. Once that is clear, CFC then tenders advice on the various loan and mortgage options available and the pros and cons in each. They explain the implications of a fixed versus variable home loan interest rate. Finally they do a comparison so that the client is very clear about the repayment schedules and other implications.

Once the basic decision is made, CFC does most of the documentation and follow-up through the various stages of the loan application and approval process, which involves credit checks, underwriting and approval. CFC follows the intricate procedures until the delivery of the loan documents.

With their vast experience, CFC also advises on the selection of a home, aspects of professional inspection and other related matters unknown to a novice home buyer. For example, they encourage a check of the neighborhood, the neighbors, proximity to schools, churches and hospitals, transportation; nearby amenities, etc. Please visit http://besthomeloanadvice.com for more information.

Refinancing an existing mortgage is often an advantageous option and is a subject by itself. CFC demystifies the details on their webpage http://besthomeloanadvice.com

If required, CFC also offers realistic advice on debt solutions. Often a person in that unfortunate position is swayed by advertisements that offer easy resolutions but actually gets him or her deeper into trouble. CFC has their client's interest at heart and tries to find the best and least painful way out of a crisis. Learn more by visiting http://besthomeloanadvice.com

Elva Wormley is always ready to help with the benefit of nearly thirty years of experience behind her. You could email her at elva@ewormley.com, or call her toll free at the San Jose branch office at (866) 573-3331. Better still, visit CFC's website at www.besthomeloanadvice.com and study the useful information that is presented in a manner that is easily understood. It will be a decision you'll never regret.

Visit our corporate website www.besthomeloanadvice.com  for complete information
on Commercial Loans, Reverse Mortgages, Refinancing, Home Buying, Construction Loans,
and Debt Solutions. Contact Elva A. Wormley by phone: (408) 615-8500.
You can also email her at elva@ewormley.com for more details.


Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you. Begin Process...

Purchasing a Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you. Begin Process...

Consolidating Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you. Begin Process...

The C2 Financial Corporation Difference
Consolidate to a lower rate ~ Eliminate high-interest debt ~ Quick 2 minute form ~ No SSN required
No credit check conducted ~ Your information is kept private ~ Zero Cost ~ Zero Obligation
Zero Hassle

Purchase Assistant
C2 Financial Corporation's Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results. You'll receive the Purchase information you need instantly without all the calls and emails! For more detailed information, click here.

Debt Eliminator
C2 Financial Corporation's Free Debt Eliminator has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results. You'll receive the Debt Consolidation information you need instantly without all the calls and emails! For more detailed information, click here.



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Calculators
From Rent vs. Buy to Balance over Time,
use these dynamic Mortgage Calculators
o help you determine the best course of
action when considering a home loan.

Rent vs. Buy Calculator

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Visit www.besthomeloanadvice.com to have a look at all the information on home buying, refinancing, loan options, mortgages, debt solutions and mortgage tools that are available to you. For a personalized rate quote, click here. Remember, I help my clients find the mortgages they need to finance their future, not just their homes.

C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128-3158
elva@ewormley.com
www.besthomeloanadvice.com


Phone: (408) 615-8500
Fax: (408) 519-5983
Office Map

Licensed by the California Dept. of Real Estate, Broker #01821025 / NMLS #135622.
Elva A. Wormley, DRE License #01274093 / NMLS #331981
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